Photo of A. Christopher Florio

A. Christopher Florio is a Shareholder and Chair of the Community Associations Group. Mr. Florio has substantial experience in the negotiation of loan transactions, collections, workouts, and real estate law, including foreclosures.

Effective May 18, 2020, proposed regulations to PREDFDA were adopted and published by the New Jersey Department of Community Affairs, Division of Codes and Standards (DCA).

A Brief History

In July 2017, several amendments to PREDFDA (N.J.S.A.45:22A-43) were signed into law becoming known as the “Radburn Election Law” (P.L.2017, c. 106). These amendments broadly focus on membership voting rights, elections, and by-law amendments. In June 2019, proposed regulations to the Radburn Law were introduced and the public was given a period of time to comment on the proposed regulations. While comments were mixed, there was strong opposition to many of the provisions. The regulations have now been approved and published.

How This Impacts Associations

While the provisions of the Radburn Regulations are substantial, following are the provisions which are most significant and/or most relevant to the majority of community associations:


Continue Reading Radburn Law Regulations

The Legislature passed S2342/A3915, which allows non-profit corporations to hold member meetings remotely during this state of emergency, to the extent that the board adopts guidelines to establish procedures governing member meetings. The bill was just signed into law by Governor Murphy.

Continue Reading Governor Murphy Signs Into Law Title 15 Amendment to Allow for Remote Member Meetings

Although CAI-LAC has received word that both houses of the Legislature have pulled the collection moratorium bill  COVID-19 Financial Security for Consumers Act, from the bills to be heard today, it does not mean that the bill will not advance.

We believe it means the Legislature is aware how devastating the bill would be to community associations. However, it is still so important that you write to your legislators in your district to express your strong opposition to the bill.


Continue Reading Pending Legislation Limiting Collection

Acting Governor Sheila Oliver has signed into law S1150, creating a flexible inspection schedule under the Department of Community Affairs (DCA) for multiple dwelling inspections under Title 40.

Historically, the DCA has required inspections at a minimum of once every five years. The length of time between inspections raised concerns over what additional violations could take place over the period before the next inspection, as well as the potential lack of action to address noted issues. To provide a solution, S1150 was introduced by sponsors Sen. M. Teresa Ruiz and Sen. Brian Stack.


Continue Reading New Tiered, Flexible Multiple Dwelling Inspection Schedules in New Jersey

Governor Chris Christie recently signed a bill that changes how elections in Fair Lawn’s Radburn neighborhood are run — which will impact the approximately 7,000 common interest communities in New Jersey. The so-called “Radburn Bill” changes how residents are elected to Radburn’s board of trustees.

Radburn is one of the oldest planned real estate developments (PREDs) in the United States. There are approximately 3,100 people residing in Radburn. The development includes 469 single-family homes, 48 townhouses, 30 two-family houses and a 93-unit apartment complex. Radburn was created in 1929 as a “Town for the Motor Age,” and includes 18 acres of parks, a shopping plaza, and an elementary school. In Radburn, founders attempted to create a self-sufficient community.


Continue Reading Are Free Elections Guaranteed in New Jersey’s Planned Communities?

The New Jersey state Senate passed the bill 181, authored by Senator Christopher Bateman(Hunterdon, Mercer, Middlesex and Somerset), by a vote of 35-0 on January 23, 2017.

The bill, if passed by the Assembly and signed into law by the Governor, will render void and unenforceable any indemnification/hold harmless language in a contract with a snowplow vendor. This bill will not apply to the State or any municipal government.

Passage of New Jersey Senate bill 181 will have dire consequences for community associations.
Continue Reading NJ S181-Act Concerning Snowplow/De-Icing Service Contracts in Community Associations

One of the largest line items in any condominium association’s budget is its insurance premium. Condominium associations are required, pursuant to their governing documents, to carry adequate property insurance to address common elements (and in many cases, unit owners’ improvements), liability insurance, and director’s and officer’s insurance coverage. Further, condominium associations budget for any insurance claims that may trigger the need to meet an insurance deductible. That deductible may be $10K per claim.

Continue Reading Condominium Associations May Recoup Insurance Deductibles

As of July, 2014, a change was made to an existing statute, NJSA 46:10B-51, that requires all creditors initiating a mortgage foreclosure proceeding against residential property to provide the municipality information related to that action. Creditors must provide the following information:
  • The name and contact information for the representative of the creditor responsible for receiving

Community associations continue to suffer from very high delinquency rates which is a reflection of the national trends of consumer debt. However, because community associations need to be vigilant in keeping its delinquency rates manageable (as these monies are needed to provide promised services to its members), debt collection is a very big part of an association’s day-to-day activities.
Continue Reading Use of Asset Depositions to Collect Judgments for Community Associations