Housing – Mortgage interest payments or home equity loans, property taxes, insurance, refinancing charges, repairs, maintenance, rent, parking fees, property management or security fees, expenses for vacation homes, lodging while out of town, utilities, fuels, public services, domestic services, lawn care, gardening, pest control, laundry and dry cleaning (non-clothing), moving and storage, repairs on home, furniture, major appliances, purchase or rental of household equipment of tools, postage, laundry or cleaning supplies, cleaning and toilet issues, household and lawn products, stationary, all indoor and outdoor furniture, floor coverings, all small appliances and house wares (except personal care appliances), all household textiles (e.g., linens, drapes, slipcovers, sewing materials, etc.), and miscellaneous household equipment (e.g. clocks, luggage, light fixtures, computers and software, decorating items, etc.). The net purchase price of a home and mortgage principal payments are considered savings and are not included as expenditures in this category.
Food – All food and non-alcoholic beverages purchased for home consumption or purchased away from home (includi8ng vending machines, restaurants, tips, school meals and catered affairs). Non-food items (e.g., tissue papers, alcoholic beverages, cigarettes) are not included.
Clothing – All children’s clothing, footwear (except special footwear for sports), diapers, repairs or alterations to clothing and footwear, storage, dry cleaning, laundry, watches and jewelry.
Transportation – All costs involved with owning or leasing an automobile including monthly installments toward principal cost, finance charges (interest), lease payments, gas and motor oil, insurance, maintenance and repairs. Also included are other costs related to transportation such as public transit, parking fees, license and registration fees, towing, tolls and automobile services. The net outlay (purchase price minus the trade-in value) for a vehicle purchase is not included.
Unreimbursed Health Care Up To and Including $250.00 Per Child Per Year – Unreimbursed health-care expenditures (e.g. medical and dental) up to and including $250 per year are included in the schedules. These expenses are considered ordinary and may include items such as non-prescription drugs, co-payments or health care services, equipment or products. The parent’s cost of adding a child to health insurance policy is not included in the schedules.
Entertainment – Fees, memberships and admissions to sports, recreational, or social events, lessons or instructions, movie rentals, televisions, radios, sound equipment, pets, hobbies, toys, playground equipment, photographic equipment, film processing, video games, and recreational, exercise or sports equipment.
Miscellaneous Items – Personal care products and services (e.g. hair, shaving, cosmetics), books and magazines, education (e.g. tuition, books, supplies), cash contributions, personal insurance and finance charges (except those for mortgage and vehicle purchases).