In the May 20th edition of the Philadelphia Business Journal Timothy Duggan, Chair of Stark & Stark’s Bankruptcy & Creditor’s Rights group, discussed the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005. In the article, Mr. Duggan questions how the state of the economy will factor into the passage of this new law and predicts an initial downturn in the credit-card industry as a result of a spike in consumer filings prior to the new law’s effective date.